THE #1 MORTGAGE BROKERAGE FOR YOU

Client Centered. Industry Experts. Global Activists.

Our brokerage consists of highly knowledgable, impeccably skilled, and environmentally conscious members.  Combining experience in the world of banking, real estate, law, and many more, we are fully and completely prepared to help you reach your financial goals.  Working with us means you are the priority, and you will experience a level of service, process, and professionalism unlike ever before.  Our global initiative allows us to contribute a portion of our proceeds from every mortgage funded, to plant trees around the world.  Fighting deforestation and getting you funded.

Ready to discover your Qualifying Amount?

Schedule a Quick 15 Minute Mortgage Assessment Meeting.

 

Three Golden Starting Options

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Start Pre-Qualification

Let’s get started with a fast and effective approach to narrow down the mortgage amount that you would qualify for by accessing an overview of your specific financial scenario.
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Complete Application

Are you Pre-Qualified and ready to start the process?  Complete our interactive and intuitive Online Application for us to build a suite of mortgage options available to you.
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Book an Appointment

You’re Pre-Qualified and have Completed the Application, now let’s schedule an appointment and get to work on narrowing down the most tailor-made mortgage solution for you!

Start mapping your mortgage journey.

Schedule an In-Depth 30 Minute Meeting to begin your Mortgage Journey Mapping.

 

The Services We Provide

Here is a brief overview of what we can do for you
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Pre-Approval

-Know Your Budget-

Pre-Approval

Pre-approval means that a lender has stated in writing that you qualify for a mortgage loan based on your current income and credit history.

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Purchase Mortgage

-Buying a Home-

Purchase Mortgage

A “purchase mortgage” is a home loan used to purchase a piece of property, whether it be a principal residence, a second home, or an investment property. If you're looking to buy a home, you'll need a purchase mortgage.

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Mortgage Refinance

-Access Your Equity-

Mortgage Refinance

A refinance is the process of replacing an existing mortgage with a new loan. Refinance in order to reduce your monthly payments, lower your interest rate, pay off debts, or make improvements on your home.

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First-Time Home Buyer

-Start Your Journey-

First-Time Home Buyer

As a first-time home buyer there are many things to be aware of, such as; Mortgage Default Insurance (CMHC), RRSP Home Buyer's Plan, Land Transfer Tax Rebate, Tax Credit and many more.

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Mortgage Renewal

-Get a Head Start-

Mortgage Renewal

A mortgage renewal occurs when your current mortgage term reaches its maturity date, you'll need to renew the outstanding balance for another term.

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Private Mortgage

-No Hassle Funding-

Private Mortgage

A private mortgage is a short-term, interest-only loan that is often taken out by someone who doesn’t qualify for prime or bad credit lending. Fast funds for those that can afford to make the interest-only payments.

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Second Mortgage

-Fast Approvals-

Second Mortgage

A second mortgage allows you to use the equity you have in your home as security against another loan. This is an ideal option for many that require funds, typically based more on equity than income and credit.

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Self Employed Mortgages

-Funding For You-

Self Employed Mortgages

Self-employed workers typically obtain their mortgage through stated income applications, which require a signed income declaration and proof of self-employment.

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Investment Mortgage

-Growing Your Money-

Investment Mortgage

Buying an investment property is a popular option for Canadians looking at different ways to invest their money. Financing an investment property comes with a bit more complexities than residential.

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HELOC

-Home Equity Line of Credit-

HELOC

A home equity loan is basically a second mortgage, in which you take out the total amount you intend to borrow in one lump sum and pay it back every month. The time period is typically 5-15 years.

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Debt Consolidation

-Become Debt Free-

Debt Consolidation

Consolidating debt into a mortgage means breaking your current mortgage and rolling high-interest credit cards, car loans, and other non-mortgage debt into a new mortgage at a new lower interest rate, overall.

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New to Canada

-Welcome Future Homeowners-

New to Canada

Genworth's New to Canada program helps new Canadians purchase their first home sooner, making it easier for these families to become economically established in Canada.

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Construction Mortgage

-Build Your Dream-

Construction Mortgage

A ``construction mortgage`` is given on a progress advance basis. The full amount that you need to borrow, in order to complete your construction, is given in draws as you complete various levels of completion.

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Bridge Financing

-Helping You Connect-

Bridge Financing

A ``bridge loan`` is a short-term financing tool that helps purchasers to ``bridge`` the gap between old and new mortgages by allowing them to tap the equity in their current residence as a down payment.

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Commercial Mortgage

-Buying The Building-

Commercial Mortgage

A ``commercial mortgage`` is usually a long-term loan (often up to 25 years) that provides the cash to purchase business premises. Most commercial mortgages only offer up to 70% of the total value of the property.

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Land Financing

-Private Financing Required-

Land Financing

A ``land loan`` is financing that allows you to purchase a plot of land. Your credit history and the value of the land will be evaluated to determine if you’re an eligible buyer. Down payments and interest rates will be higher residential.

Get Pre-Qualified in Less Than 1 Minute

Find out how much you would be qualified for before purchasing a home.

THE GOLDTREE ADVANTAGE

YEARS OF EXPERIENCE

Operating in the Toronto, Brampton, Mississauga, Vaughan and all areas in Ontario.

SUPERIOR PROFESSIONALISM

We are Confident, Respected and Respectful Experts in our Field.

PERSONALIZED FINANCING

Mortgages, Loans, Lines of Credit, and more, designed and tailor-made per client for the client.

FANASTIC FOLLOW-UP

Your peace of mind is important to us, and we do our utmost best to keep you informed.

THE 4 BENEFITS OF WORKING WITH US

Combined Knowledge and Experience in Mortgage, Banking, Finance, Real Estate, Law, Property Management, Administration and International Real Estate Development.
We diligently apply our passion for being part of the mortgage world to every client, in order to guide their financial endeavours with knowledge, skill, patience and understanding.
GoldTree Mortgage is strongly committed to providing a wide variety of mortgage and loan services for almost any situation.  No matter what type of mortgage or loan you need, you deserve the best in both service and agent.
Consistently striving to deliver the utmost levels of happiness and satisfaction with your Mortgage decisions, while making certain to provide extensive information and knowledge to answer all your questions along the way. 

The GoldTree Philosophy

Understand our principles of work and ethic

All Mortgages Funded With Us, Equals 100 Trees Planted. We named our company based on our two initiatives. Helping our clients, and helping our planet. We achieve this by working and networking with the Banks, Credit Unions, Trust Companies, Private Lenders, and various additional sources of financing (exclusively available through us) for the many different funding scenarios.

While we run like a well-oiled machine to get your financial goals aligned, we simultaneous work to contribute to our planet.  Join us in the fight to help save our one and only earth and let us do the heavy lifting to get your mortgage funded.

01.

The Trees

They help clean the air we breathe, filter the water we drink, and provide habitat to over 80% of the world’s terrestrial biodiversity. We do our part to preserve the sanctity of our planets trees by planting 100 Trees for EVERY Mortgage Transaction funded with us.

02.

The Clients

Yes, you’re right, this part is dedicated to you!  We do our very best to work with clients from all walks of life.  Like you, all clients are unique, with unique financial needs.  We custom built our business in order to help you get the best solution for your situation!

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The Journey

The GoldTree Client Journey, our own tailor-made process allows clients, referral partners, and lenders access to real-time information, updates, and custom portals from the start to closing within your financial adventure.

04.

The Network

We work with Canada’s largest Banks, with multiple Alternative Banks for A/B Mortgages and Loans, Trust Companies, Credit Unions, Mortgage Investment Corporations, and our own Personal Network of Private Lenders.

Ready to start your Mortgage Adventure?

Schedule a 30 Minute Meeting to begin your Mortgage Mapping.

WHAT'S HAPPENING IN THE INDUSTRY?

The market might be headed for a hard landing

The market might be headed for a hard landing These defensive strategies could protect your portfolio Lawrence Ullman is the chief executive of Ullman Wealth Management Inc., which provides private capital-management services to high-net-worth individuals, endowments, charities and foundations. This year’s market rally has caught many investors off guard. This was supposed to be the…

Read more

WHY ARE TREES IMPORTANT?

The Benefits of Planting Trees for Our Planet
WHY ARE TREES IMPORTANT TO THE ENVIRONMENT?
Trees help clean the air we breathe, filter the water we drink, and provide habitat to over 80% of the world’s terrestrial biodiversity.
Forests provide jobs to over 1.6 billion people, absorb harmful carbon from the atmosphere, and are key ingredients in 25% of all medicines. Did you ever taken an Aspirin? It comes from the bark of a tree!

 

Here are the six pillars that explain why trees are vital:

WHERE DO WE PLANT?

We Plant Trees Around The World.
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NORTH AMERICA

CANADA
UNITED STATES

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LATIN AMERICA

AMAZON RAINFOREST
BRAZIL, HAITI, GUATEMALA
AND THE ANDES

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ASIA

AUSTRALIA, INDONESIA
INDIA AND PHILIPINES

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AFRICA

KENYA, ETOPHIA,
GHANA, RWANDA,
AND UGANDA

01.

Air

Trees are like the vacuums of our planet. Through their leaves and bark, they absorb harmful pollutants and release clean oxygen for us to breathe. In urban environments, trees absorb pollutant gases like nitrogen oxides, ozone, and carbon monoxide and sweep – read more…

02.

Water

Trees play a key role in capturing rainwater and reducing the risk of natural disasters like floods and landslides. Their intricate root systems act like filters; removing pollutants and slowing down the water’s absorption into the ground. This process prevents – read more…

03.

Biodiversity

A single tree can be home to hundreds of species of insect, fungi, moss, mammals, and plants. Depending on the kind of food and shelter they need, different forest animals require different types of habitat. Without trees, forest creatures would – read more…

04.

Social Impact

From arborists, to loggers, to researchers, the job opportunities provided by the forestry industry are endless. We don’t just rely on trees for work; sustainable tree farming provides timber to build homes and shelter, and wood to burn for cooking and heating – read more…

05.

Climate

Trees help cool the planet by sucking in and storing harmful greenhouse gases, like carbon dioxide, into their trunks, branches, and leaves, and releasing oxygen back into the atmosphere. In cities, trees can reduce overall temperature by up to –  read more…

06.

Health

Did you know that hospital patients with rooms overlooking trees recover faster than those without the same view? It’s impossible to ignore that feeling of elation you feel walking through a calm, quiet forest. Trees help reduce stress, anxiety, and allow us to – read more…

HERE IS HOW TO GET IN TOUCH

Hey! We are looking forward to working with you!
We have many options for you to be able to reach us. Let’s get in touch and start you on your mortgage adventure. This is likely the largest investment you have made or will make, and you need to work with a team that will guide you step by step. Send us an email, give us a call, drop a text, or check us out on social media!
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LOCATION

400 Applewood Crescent Suite #100, Vaughan, ON L4K 0C3